Terms and Conditions

1. This website is owned and operated by Money In Advance Ltd whose registered address is Northside House, Mount Pleasant, Barnet, Herts, EN4 9EE (Registered number 5439855).
2. By accessing this website and further by submitting an application you agree to be bound by the following terms, conditions and disclaimers.
3. All of our products and services are subject to terms, conditions and disclaimers applicable to the agreement governing their use.
4. The information contained in our website does not constitute an offer to sell or solicit or offer to buy any financial instruments, nor does it advise or recommend such financial instruments.
5. This website is intended for the use of those who are 18 and over and reside in England, Wales, Scotland and Northern Ireland.
6. You warrant to us that the personal details given to us whether through this website, by telephone, by email, by fax, by post of any other method of communication are correct and complete. You agree to tell us straight away if any of these details change.
7. By Submitting an application you agree that:
   • You are over 18 years old
   • Your salary gets paid directly into a bank account and that you hold a valid debit card on this account
   • You are not subject to any legal proceedings including but not limited to bankruptcy, IVA or trust deed
   • You are not employing the services of a debt management company
   • We may pass all or any of your details to all or any of our associated companies (namely: Cashier (UK) Ltd, Rhodes Finance Ltd or L R Finance).
   • We (or our associated companies) may use your debit / credit card for any repayments due
   • You authorise us (or our associated companies above) to check the following records about you and others a) our own, b) those at credit reference agencies (CRAs). When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public and shared credit and fraud prevention information, c) those at fraud prevention agencies (FPAs).
8. You have read and agree to our data policy and the terms within it.
9. The use of this website and the details contained within it are entirely at your own risk, we shall not be liable for any losses whether direct or indirect that you may suffer.
10. We may change the pages, information and content within the website at any time and without notice.
11. All copyright, trademarks and other intellectual property rights are owned by or licensed to Money In Advance Ltd.
12. The terms are governed by the laws of England and Wales.