how it works...

1. You decide how much you want to borrow
2. Simply give us a call or apply online
3. Then send us:



• Your most recent payslip
• 2 most recent bank statements
• 1 proof of address
• One form of photo ID
• Clear Copies of both sides of your Debit Card


4. We will give you a decision in principle within 4 working hours and if approved fax, email or post a credit agreement to you
5. Fax, post or email us back the agreement and we will deposit the funds by BACS payment into your bank account (this may take up to 3 days to clear)
6. You have your Fixed Term Loan
7. On the agreed weekly or monthly repayment dates we will take the funds via your debit card.

Please Note: If you need the money quicker, we may be able to deposit cleared funds into your account on the same day for a small fee.